Innovative Insurance Solutions

Serving New York, New Jersey and Connecticut

About Us

Vanguard Benefit Solutions was founded in 2010 by brothers, Joshua and Jonah Smith. The guiding principal of their business is to help simplify the process for their clients and provide them with expert advice that is tailored to the needs of their business. This family owned business serves a variety of companies from small, local shops to international companies traded on the NYSE. Vanguard is licensed to operate in several states and can advise businesses in the ever changing work environment how to navigate the complexities of multi-state compliance, technology, and new developments in the insurance industry.

Affordable Care Act

Negotiating the ever-changing waters of regulation along with insurance company guidelines requires professional assistance. Vanguard Benefit Solutions is the answer.

Wide Range of Products

We handle all service related to insurance policies for our clients: renewals, enrollments, terminations, billing and claim problems. This allows you to focus your energy on your business!

Protecting Your Information

We use BenefitsGuide® which enables us to log every phone call, email and fax related to an account. Our clients’ information is encrypted and is at our fingertips at all times.

Need Medicare?

Medicare is health insurance for people 65 or older. You may be eligible to get Medicare earlier if you have a disability.

BerniePortal is more than a tool to simplify benefits administration, it’s an enhancement to your overall value proposition as a health insurance broker and helps differentiate you from your competition.

Connect your employees with best-in-class benefits offerings when you work with an Ease broker. Plus, with Ease HR tools, you can send offer letters and digitally collect signatures, sync benefits and payroll data, and ensure coverage meets compliance.

Employee Navigator integrates with 400+ of your most trusted partners, so you can deliver a seamless experience to your customers & employees.

“Josh has been working with my firm’s insurance needs for close to a decade and has always done a terrific job. He is thorough and takes a lot of pride in finding the best value for my firm’s insurance needs. His work with us has primarily been in health insurance over the years but he has a lot of expertise in all areas of insurance and is a great resource for my firm.”

5 yellow stars

Douglas Famigletti
President and CIO
Griffin Asset Management

Privacy Policy

Effective Date: 1/1/24

Last Updated: 8/23/24

1. Introduction

Welcome to Vanguard Benefit Solutions We are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.vanguardbenefitsolutions.com (the “Website”), use our services, or interact with us.

2. Information We Collect

Personal Information: We may collect personal information that you voluntarily provide to us, such as your name, email address, phone number, mailing address, payment information, and other information you provide when you sign up for our services, subscribe to our newsletters, or contact us.

Non-Personal Information: We may automatically collect certain non-personal information when you visit our Website, such as your IP address, browser type, operating system, referring URLs, access times, pages viewed, and other information about your use of the Website.

3. How We Use Your Information

We may use the information we collect from you in the following ways:

  • To provide, maintain, and improve our services.
  • To process transactions and manage your account.
  • To communicate with you about products, services, offers, promotions, and events we offer.
  • To respond to your inquiries, comments, and feedback.
  • To monitor and analyze trends, usage, and activities in connection with our Website.
  • To detect, prevent, or investigate security breaches, fraud, or other illegal activities.

4. How We Share Your Information

SMS opt-in and Phone numbers for the purpose of SMS will not be shared with third parties and affiliates for marketing purposes.

We do not sell, trade, or otherwise transfer your personal information to outside parties except as described in this Privacy Policy. We may share your information with:

  • Service Providers: We may share your information with trusted third-party service providers who assist us in operating our Website, conducting our business, or providing services to you, as long as those parties agree to keep this information confidential.
  • Legal Compliance: We may disclose your information to comply with applicable laws, regulations, legal processes, or government requests, and to enforce our policies, or protect our or others’ rights, property, or safety.
  • Business Transfers: If we undergo a merger, acquisition, or any form of sale of some or all of our assets, your information may be transferred as part of that business deal.

5. Cookies and Tracking Technologies

Our Website uses cookies and similar tracking technologies to enhance your experience. Cookies are small data files placed on your device to track usage and allow our Website to recognize your browser and capture certain information. You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies through your browser settings.

6. Data Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. While we strive to protect your information, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Once your information is no longer needed, we will delete or anonymize it.

8. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

  • Access: You have the right to request access to the personal information we hold about you.
  • Correction: You can request that we correct any inaccuracies in your personal information.
  • Deletion: You may request that we delete your personal information, subject to certain exceptions.
  • Opt-Out: You can opt-out of receiving marketing communications from us by following the unsubscribe instructions in the communication or contacting us directly.

9. Children’s Privacy

Our Website is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13 without parental consent, we will take steps to remove that information from our systems.

10. International Data Transfers

Your personal information may be transferred to, and processed in, countries other than the country in which you are a resident. These countries may have data protection laws that are different from the laws of your country. We take appropriate measures to ensure that your personal information remains protected in accordance with this Privacy Policy.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any changes by posting the new Privacy Policy on our Website and updating the effective date. Your continued use of our Website after any changes signifies your acceptance of the updated Privacy Policy.

12. Contact Us

If you have any questions, concerns, or comments about this Privacy Policy or our privacy practices, please contact us at:

Vanguard Benefit Solutions
180 Phillips Hill Road Suite 2A
New City, NY 10956
Jonah@vanguardbenefitsolutions.com
(866) 394-4296

Ready to Begin?

See how Vanguard Benefit Solutions can help you!